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Loan Income Document
Intelligent Verify Platform
Verify Smarter, Approve Faster.
Covering overseas income, local PAYG employment and self-employed income types. AI auto-completes document check, risk assessment and compliance report generation.
Select Verify Type
Select the check system based on the applicant's income source
Overseas Income Verify System
Overseas Income
Designed for overseas employment. Auto-check employment letters, bank statements, passports and Qi Cha Cha screenshots with OCR, data extraction, cross-validation and professional reports.
- Employment Letter / Bank Statement / Passport
- Qi Cha Cha / Application Form / Payslips
- Holiday Validation + Salary Calculation
- PDF / Word Verify Report Generation
Local PAYG (Employee) Income Verify System
Local PAYG Income
Designed for Australian local PAYG employees. Compliance check for local employer letters, payslips, tax documents meeting Australian lending standards.
- ABN Company Verification
- Payslip Logic + Income Consistency
- Australian Tax Rate Calculation
- PDF / Word Verify Report Generation
Local Self-Employed Income Verify System
Local Self-Employed Income
Supports three self-employed structures: Sole Trader, Company, Trust. Upload tax documents for AI-powered extraction and compliance checking.
- Sole Trader / Company / Trust structures
- Tax return vs NOA consistency check
- Company financials vs tax return matching
- Trust distribution reasonableness analysis
How It Works
No training required — three steps to a professional loan income audit report
Upload Documents
Supports PDF, Word, and image formats. Upload multiple files at once — the system auto-identifies each document type.
AI Analysis
AI extracts key data, cross-validates income consistency, flags risk points, and generates compliance recommendations.
Generate Report
One-click professional audit report generation. Download as PDF and submit directly for loan application review.
Platform Core Capabilities
From document upload to compliance report — fully automated AI processing across all three Australian income audit types
Smart OCR Document Recognition
Supports PDF, images, and scanned documents. Automatically extracts structured data from payslips, bank statements, employer letters, passports, driver licences, and valuation reports — no manual entry required.
Cross-Document Validation
Cross-checks payslip amounts against bank credits, employer letter details against payslips, and tax return income against NOA. Inconsistencies are flagged in real time with a diff summary.
Risk Detection & Scoring
100-point compliance scoring model detects high-risk signals: salary dates on public holidays, income fluctuations beyond threshold, payslip-bank credit mismatches, and short employment tenure (< 6 months).
All 3 Income Types Covered
Overseas employment (including China mainland), Australian local PAYG, and Self-Employed income (Sole Trader / Company / Trust) — all three scenarios in one platform.
Professional Compliance Report
One-click structured audit reports with data summaries, itemised check results, risk scores, and reviewer notes. Download as PDF for direct inclusion in loan application packages.
Income Calculation & Annualisation
Converts weekly, fortnightly, and monthly pay to annualised income. Validates Australian tax rates (PAYG) and calculates social insurance deductions (overseas) for accurate net income.
Finance-Grade Security & Compliance
Compliant with Australian Privacy Act APPs: informed consent before upload, TLS 1.2+ encrypted transmission, one-click file deletion after audit, 90-day auto-retention policy, operation audit logs with IP and timestamp, and admin MFA two-factor authentication.
Least Privilege & Data Isolation
Each user can only access their own audit sessions — strict ownership checks prevent unauthorised access. All critical operations are fully logged, ensuring your data is traceable and protected throughout its entire lifecycle. Aligned with ISO 27001 A.9 Access Control.
Flexible Subscription & Pay-as-you-go
Four subscription tiers (Free Trial, Starter, Pro, Enterprise) plus pay-as-you-go credits. Monthly audit count resets automatically. Secure Stripe payments — suitable for individual brokers to large institutions.
Frequently Asked Questions
If you have other questions, feel free to contact our support team
Have a question? Feel free to reach out
We typically respond within 1 business day